How ereQa Works — Simple, Smart Finance in Minutes

How it works

From setup to paid, in minutes

ereQa is designed to get out of your way. Create invoices, track expenses, and understand your finances — all in one beautifully simple platform.

See it work

Create and send

Build an invoice with line items and 7.5% VAT, then share the invoice link straight to WhatsApp. Your client sees your bank details without needing an account.

Revenue

Invoices · Last 6 months
Last 6 monthsLive
Revenue
₦12.4M18.2%
Paid rate
78%6 pts
Outstanding
₦6.2M4.1%

Invoices by status

24invoices
  • Paid63%
  • Sent21%
  • Overdue17%

Revenue by month

1.8M
Oct
2.1M
Nov
1.9M
Dec
2.4M
Jan
2M
Feb
2.2M
Mar
  • INV-0042Bright Agency₦1.8MPaid
  • INV-0041TechCorp Ltd₦2.5MOverdue
  • INV-0040Kemi's Boutique₦450kSent

Step by step

Four steps to financial clarity

Each step takes minutes, not hours. ereQa is built for people who run businesses, not spreadsheets.

01Under 2 minutes

Set up your workspace

Sign up, add your business name and logo, choose your currency, and you're ready to go. No bank details needed to start.

  • Upload your company logo for branded invoices
  • Set default currency (30+ supported)
  • Add your business address and tax ID
  • Customise your invoice number format
Setup time
2 min
Currencies
30+
Card required
None
02In seconds

Create & send professional invoices

Draft invoices with line items, taxes, and discounts. Send via email, copy the invoice link, or share on WhatsApp — all from one screen.

  • Line items with quantity, rate, and tax
  • Auto-calculated subtotals, tax, and discounts
  • Email directly to your client with one click
  • WhatsApp share + client portal invoice link
Send via
3 channels
VAT applied
7.5%
Line items
Unlimited
03AI-powered

Track expenses automatically

Log expenses manually, or upload your bank statement (PDF or CSV) and let AI categorise every transaction for you. Push any entry straight to your books.

  • Upload bank statements — CSV or PDF
  • AI auto-categorises: food, transport, salaries, SaaS…
  • One-click "Push to Expenses" per transaction
  • View by category, date range, or amount
Statements
PDF + CSV
Categorising
Automatic
Push to books
1 click
04Auto reminders + AI insights

Get paid faster & grow smarter

ereQa chases overdue invoices automatically with smart payment reminders. Monthly AI reports summarise your financial health and highlight what needs attention.

  • Automated overdue payment reminders
  • Your bank details on every invoice and link
  • Monthly AI financial health report
  • Cash flow forecasting and trend insights
Reminders
Automatic
Payment rails
Card, transfer, USSD
AI report
Monthly

Everything included

One platform. No compromises.

Unlimited Invoices

Create, send and track as many invoices as you need

AI Reports

Monthly summaries and actionable financial insights

Expense Tracking

Log expenses and upload bank statements

Team Access

Invite collaborators with custom role permissions

GDPR Compliant

Encrypted data, GDPR-ready, EU data centres

Direct Payments

Clients pay your account directly and tap “I’ve paid” — you mark it paid

Auto Reminders

Smart follow-ups for overdue invoices on autopilot

Free to Start

No credit card required. Free plan available forever

Ready to get started?

Join Nigerian businesses using ereQa to invoice faster and get paid on time. No credit card required, and the free plan lasts forever.