Built for Africa.
Made for the world.

ereQa is invoicing and finance software for Nigerian small businesses, freelancers and the accountants who look after them. You create an invoice, send it by WhatsApp or email with a link showing your bank details. Your client pays you directly, tells you in one tap, and you mark it paid. You photograph receipts and the expense is categorised. You drop in a bank statement and the transactions are matched to the invoices and expenses they belong to. At the end of the month the numbers are already there.

Built for how Nigeria actually works

Nigerian businesses chase payment on WhatsApp, get paid by transfer, bank with institutions whose statements arrive as PDFs, and from January 2026 operate under a rewritten tax code. Most finance software was built for a market where none of that is true. We started with the Naira, the Nigeria Tax Act 2025, 7.5% VAT on every line, the TIN on every invoice and the NRS e-invoicing format, and worked outwards.

Who it is for

A freelancer sending five invoices a month who needs them to look serious and get paid. A shop, restaurant or agency with a few staff and no bookkeeper. A growing company that has outgrown spreadsheets but not grown into an accounts department. And the accountants who serve all of them, who can be given read access to a client’s workspace instead of a shoebox of receipts in March.

How we work

We are a small team. We ship often, we answer support ourselves, and we would rather tell you a feature does not exist yet than imply that it does. The free plan is genuinely free and genuinely useful; we earn money when a business grows past it. Our pricing is in Naira and our tax content is checked against the Act and the NRS guidance current when it is published.